UntilFire

FIRE calculator and financial freedom planner based on income, spending and savings

On your homepage, it turns this report’s link to untilfire.com dofollow.

Scanned: 26 Oct 2026
Category: SaaS & Web Apps
Tags: FintechB2CFreemium
Markdown: Read this report

What is UntilFire?

UntilFire is a financial planning web application designed to help individuals estimate their Financial Independence, Retire Early (FIRE) number and freedom date. It offers a free online calculator that uses income, spending, and savings inputs to project the year when work becomes optional, without requiring a login for basic use. The platform provides decision sliders, city-specific cost-of-living data across multiple global locations, and educational guides on financial independence concepts such as the four percent rule and Coast FIRE. Additionally, it offers a Pro tier with expanded features including bank and brokerage syncing, automated action plans, and progress tracking.

Through a bot’s eyes

“UntilFire is a FIRE calculator and financial freedom planner that estimates your freedom date based on your income, spending, and savings.”

Simulated from the response GoodForBotsBot received on 26 Oct 2026, not a live answer from any AI assistant.

What it can read, and what stays hidden →

What a bot can read

A language model reading the provided homepage and JSON-LD blocks learns about personal finance concepts centered around the Financial Independence, Retire Early movement. The text covers FIRE number calculations, the mechanics of compound interest over multiple decades, and cost-of-living estimates for various cities globally. Facts that a visitor looks for are fully present in the text, including pricing details for the free and Pro tiers, feature lists, frequently asked questions, and contact support information via email. The embedded JSON-LD schema blocks corroborate the application category, web application details, organization info, and a comprehensive FAQ dataset that aligns with the visible homepage text.

Good for Bots report

UntilFire scores 50 of 100: the whole readable base, none of the agent layer, no penalties.

Earned

The whole readable base above the line, none of the agent layer below it.

3 prompts away

Copy them in the owner view →

Still open

Behind the checks below, with prompts in Pro.

Penalties0

How scoring works · current methodology →

For the owner of untilfire.com

3 prompts, 34 points

They are in the owner view, ready to paste into Claude Code, Cursor or Codex, beside the badge and rescans.

Open the owner view →

All 36 checks

Evidence for each, in Markdown →

Select a check to see what we found and how it is graded.

Readable base

50 / 50

3.3 of 3.3 points.

robots.txt is valid, with 1 user-agent group.

8.3 of 8.3 points.

Sitemap declared in robots.txt, listing at least 200 URLs.

8.3 of 8.3 points.

All 4 pages read pass. The homepage describes itself to machines as WebApplication, Thing, Offer in valid schema.org JSON-LD.

10 of 10 points.

3 of 4 pages read pass; 1 partly. The homepage is partly structured: No <main> element and nothing carrying role="main".

4.2 of 4.2 points.

96 of 96 assessed homepage links and buttons have a nonempty accessible name.

2.5 of 2.5 points.

2 of 2 assessed homepage form fields meet the static naming and field-semantics checks.

2.5 of 2.5 points.

101 of 101 assessed homepage controls and role declarations meet the static role, state and relationship checks.

1.7 of 1.7 points.

All 4 pages read pass. The homepage declares itself as its canonical URL.

0.8 of 0.8 points.

The homepage has 6 section links, and every one reaches an element on the page.

Agent layer

0 / 50

0 of 11.3 points.

No /llms.txt on this site.

0 of 7.5 points.

No usable /llms.txt to judge.

Prompt in Pro →

0 of 12.5 points.

No /llms-full.txt and no markdown versions linked from llms.txt.

0 of 10 points.

None of the 4 pages read pass. Asking the homepage for markdown still returns text/html.

0 of 5 points.

robots.txt names no AI crawlers, so every operator has to guess.

Prompt in Pro →

0 of 2.5 points.

No usage declaration found in robots.txt or the final successful homepage response header.

Prompt in Pro →

0 of 1.3 points.

None of the 4 pages read pass. The homepage's links are all ordinary page furniture; none point an agent anywhere.

Prompt in Pro →

Penalties

− 0

Penalty: 0 of 15 points.

Penalty: 0 of 20 points.

Penalty: 0 of 25 points.

Penalty: 0 of 10 points.

Penalty: 0 of 3 points.

Agent capabilities

0 of 11 · no points

Each one found adds +1 to the badge.

Adds +1 to the badge when found.

What we found

3 of 4 pages read pass; 1 partly. The homepage is partly structured: No <main> element and nothing carrying role="main".

Pages read

Each page is checked on its own; the median page decides. The measurements below describe the homepage.

Half passes: Homepage
The homepage is partly structured: No <main> element and nothing carrying role="main".
Passes: /learn/asset-allocation-stocks-vs-bonds
The page at /learn/asset-allocation-stocks-vs-bonds marks its content root, its heading outline and its landmarks.
Passes: /learn
The page at /learn marks its content root, its heading outline and its landmarks.
Passes: /pricing
The page at /pricing marks its content root, its heading outline and its landmarks.

Extracted words: 1,315
Headings: 22
H1 headings: 1

Content and navigation

Share of extracted homepage words by marked region. Navigation inside a header, footer or main region is counted once, under navigation.

Extracted words and their share by page region
Region	Words	Share
Main region	0	0%
Navigation	3	0.23%
Page header	3	0.23%
Page footer	29	2.21%
Other text	1,280	97.34%

No main region was identified; other text may include the page’s main content.

Diagnostic only; it does not affect the score. Recognised hidden text and script payloads are excluded. Stylesheet visibility and repetition across pages are unknown. A large menu is not necessarily a problem.

Heading outline · first 4

H1A plan for freedom, for FIRE, for your time back.
H2Three steps between you and your date.
H3See your freedom date
H3Understand what moves it

18 more headings recorded

Page landmarks

banner
contentinfo
navigation
region

Structure findings

No <main> element and nothing carrying role="main".

Technical scan data JSON

Archived measurements. Long values and lists are shortened for display.

{
  "gaps": [
    "No <main> element and nothing carrying role=\"main\"."
  ],
  "pages": [
    {
      "url": "https://www.untilfire.com/",
      "reason": "partly-structured",
      "status": "warn",
      "summary": "The homepage is partly structured: No <main> element and nothing carrying role=\"main\".",
      "homepage": true
    },
    {
      "url": "https://www.untilfire.com/learn/asset-allocation-stocks-vs-bonds",
      "reason": "structured",
      "status": "pass",
      "summary": "The page at /learn/asset-allocation-stocks-vs-bonds marks its content root, its heading outline and its landmarks.",
      "homepage": false
    },
    {
      "url": "https://www.untilfire.com/learn",
      "reason": "structured",
      "status": "pass",
      "summary": "The page at /learn marks its content root, its heading outline and its landmarks.",
      "homepage": false
    },
    {
      "url": "https://www.untilfire.com/pricing",
      "reason": "structured",
      "status": "pass",
      "summary": "The page at /pricing marks its content root, its heading outline and its landmarks.",
      "homepage": false
    }
  ],
  "roots": [],
  "reason": "structured",
  "h1Count": 1,
  "headings": [
    {
      "text": "A plan for freedom, for FIRE, for your time back.",
      "empty": false,
      "level": 1
    },
    {
      "text": "Three steps between you and your date.",
      "empty": false,
      "level": 2
    },
    {
      "text": "See your freedom date",
      "empty": false,
      "level": 3
    },
    {
      "text": "Understand what moves it",
      "empty": false,
      "level": 3
    },
    {
      "text": "Take your first step",
      "empty": false,
      "level": 3
    },
    {
      "text": "The decade nobody warns you about.",
      "empty": false,
      "level": 2
    },
    {
      "text": "Starting early beats saving more.",
      "empty": false,
      "level": 2
    },
    {
      "text": "You do not need a large number to start.",
      "empty": false,
      "level": 2
    },
    {
      "text": "Your second life comes with a world.",
      "empty": false,
      "level": 2
    },
    {
      "text": "Start free. Stay for the plan.",
      "empty": false,
      "level": 2
    },
    {
      "text": "Good questions.",
      "empty": false,
      "level": 2
    },
    {
      "text": "You are somewhereon that curve.",
      "empty": false,
      "level": 2
    },
    "… 10 more items"
  ],
  "bodyWords": 1322,
  "landmarks": [
    {
      "role": "banner",
      "named": false,
      "source": "native",
      "element": "header"
    },
    {
      "role": "navigation",
      "named": true,
      "source": "native",
      "element": "nav"
    },
    {
      "role": "contentinfo",
      "named": false,
      "source": "native",
      "element": "footer"
    },
    {
      "role": "region",
      "named": true,
      "source": "native",
      "element": "section"
    },
    {
      "role": "region",
      "named": true,
      "source": "native",
      "element": "section"
    }
  ],
  "textRatio": 0.035,
  "truncated": false,
  "articleCount": 0,
  "contentWords": 1286,
  "headingCount": 22,
  "headingSkips": [],
  "requirements": {
    "landmarks": true,
    "contentRoot": false,
    "headingOutline": true
  },
  "landmarkRoles": [
    "banner",
    "contentinfo",
    "navigation",
    "region"
  ],
  "hiddenMainCount": 0,
  "textComposition": {
    "words": {
      "main": 0,
      "other": 1280,
      "footer": 29,
      "header": 3,
      "navigation": 3
    },
    "shares": {
      "main": 0,
      "other": 0.973384030418251,
      "footer": 0.022053231939163497,
      "header": 0.0022813688212927757,
      "navigation": 0.0022813688212927757
    },
    "version": 1,
    "truncated": false,
    "totalWords": 1315,
    "analysisLimited": false,
    "mainRegionCount": 0,
    "wordsBeforeMain": null
  },
  "emptyHeadingCount": 0,
  "misnestedMainCount": 0
}

Related checks

Site profile

Login: Not established
API: Not established
Commerce: Not established

It decides which conditional checks apply. “Not established” means no proof in what we read, not proof of absence.

Access & usage policy

Who can read this page, and for what purpose?

GoodForBotsBot received HTTP 200 via a direct request. No indexing restriction was observed in the supported homepage directives.

Sampled URL: https://www.untilfire.com/

Declared crawling rules

No matching refusal for this URL was found for the listed identities.

Sources and scope: declared crawling rules

Declared allow · Scan admission
- GoodForBotsBot/1.0 (+https://goodforbots.com/bot)
The recorded robots admission decision allowed our crawler to proceed.
GoodForBotsBot admission along the homepage request chain
https://www.untilfire.com/
robots.txt is present and valid
Declared allow · robots.txt
- goodforbotsbot (Site diagnostics)
- * (Default robots group)
- oai-searchbot (ai-search)
- claude-searchbot (ai-search)
- perplexitybot (ai-search)
- mistralai-index (ai-search)
- kimi-searchbot (ai-search)
- amzn-searchbot (ai-search)
- meta-webindexer (ai-search)
- exasearchbot (ai-search)
- aiwebindex (ai-search)
- duckassistbot (ai-search)
- shapbot (ai-search)
- yandexadditional (ai-search)
- yandexadditionalbot (ai-search)
- gptbot (ai-training)
- claudebot (ai-training)
- mistralai-training (ai-training)
- kimibot (ai-training)
- ai2bot (Unknown)
- applebot-extended (ai-training)
- webzio-extended (ai-training)
- chatgpt-user (user-fetch)
- claude-user (user-fetch)
- perplexity-user (user-fetch)
- mistralai-user (user-fetch)
- kimi-user (user-fetch)
- amzn-user (user-fetch)
- diffbot-user (user-fetch)
- firecrawlagent (extraction)
- webzio (extraction)
- meta-externalfetcher (user-fetch, agent)
- google-extended (ai-training, grounding)
- meta-externalagent (ai-training, product-improvement)
- amazonbot (ai-training, product-improvement)
- ccbot (open-dataset, ai-training)
- googlebot (search)
- bingbot (search)
No matching refusal for this URL in the applicable robots group. This is a declaration, not an access test.
Acquisition of https://www.untilfire.com/
https://www.untilfire.com/robots.txt
```
User-agent: *
allow: /
```
robots.txt is present and valid States a position on AI crawlers Allows search and user-fetch crawlers

Observed access

GoodForBotsBot received HTTP 200 via a direct request.

Sources and scope: observed access

Observed · Direct request
- GoodForBotsBot/1.0 (+https://goodforbots.com/bot)
Our request received HTTP 200. A status alone does not identify a WAF.
Our recorded direct transport attempt; intermediate attempt URLs are not retained
https://www.untilfire.com
```
HTTP 200
```
Serves the homepage over HTTPS with HTTP 200
Observed · Final homepage response
- GoodForBotsBot/1.0 (+https://goodforbots.com/bot)
GoodForBotsBot received HTTP 200 via a direct request.
homepage response
https://www.untilfire.com/
```
HTTP 200
Transport: direct
```
Serves the homepage over HTTPS with HTTP 200 Serves our crawler without a challenge

Coverage and interpretation

Crawler coverage includes the registered identities and up to 50 user-agent entries from robots.txt. Source excerpts and detail groups are bounded; omissions are labelled.
Observed access describes GoodForBotsBot only. Other crawler entries describe declared rules, not tests of those operators' access.
Coverage is the sampled homepage response and collected robots.txt files. No indexing or citation is guaranteed. Usage preferences are declarations, not a legal determination of permission.
This explanation adds no points or penalties. Any score effects belong to the linked checks.
AIPREF and Content Signals keep their own definitions. AIPREF search can include processing used exclusively for search; training preferences are not a blanket ruling on every search process.

In its category

26th of 54 in SaaS & Web Apps

Full ranking →Whole category →

1Appnaryappnary.com
2BulkSharebulkshare.cloud
26UntilFire · this reportuntilfire.com

The prompts in the owner view would take UntilFire to 84, 7th in its category.

To the prompts →

Category average 57. The percentile appears once the catalogue holds a few hundred sites.

Scan details

Every scan is kept. Pro draws the history as a chart →

Scanned: 26 Oct 2026
Rubric: 0.9.0
Requests: 23
Fetched: 1.1 MB
Took: 14.4 s
Homepage: 176 ms · direct
Pages read: 4
robots.txt: allowed

Which pages the scan read

The homepage and up to three pages from the sitemap and homepage links. Structured data, page structure, Markdown negotiation and typed links check each page read and take the median page; other checks read the homepage.